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Sivo
Sivo provides fintech companies with API-based debt funding infrastructure to offer lending products to their users
verified Jul 13, 2026 · HTTP 200
CohortClass of 2021What it is
Sivo provides fintech companies with API-based debt funding infrastructure to offer lending products to their users. The platform enables seamless integration of debt capital and loan origination capabilities without building lending infrastructure from scratch. Backed by Y Combinator, Sivo serves as the lending backbone for fintech platforms.
HTTP liveness
9 probes since Jun 16Jun 16Jul 13
AliveHard-dead (404/5xx/parked)RedirectedUnverified (timeout/DNS/block)
Observed events
probes · press · GitHub- Jun 16, 2026First probe — liveAlive · 200 OK
Moat
Data moat
moderate
moderate · 0.80 confidence
Text classification · Jun 2026
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Pulse Indexobserved activity
9 probes0 pressGitHub –Tranco –
Not enough observed signals for a Pulse Index (needs 2+ signal families).
Cohort survival · Class of 2021weekly
96 products launched in 2021 · 99% still active
95 active1 sunset
Still active
99%
Median lifespan
4.9y